Alright, let’s talk about them cheap sport cars, the ones that won’t make your wallet cry when it’s time to pay for insurance, you know? I heard some folks sayin’ USAA and State Farm are good, but maybe not for everyone. It’s like pickin’ apples, some are sweet, some are sour, gotta find the one that suits ya.
So, what cars are we talkin’ about? Well, they say those boxy cars, the compact SUVs, they’re cheap on insurance. Safe and sound, they say. Like that Subaru Outback, folks seem to like it. But we ain’t here for no SUVs, we want somethin’ sporty, somethin’ fun!
Okay, okay, let’s get to the good stuff. Them roadsters, the ones where the wind blows in your hair, those can be cheap too. I heard tell of a Miata and somethin’ called an 86. They say you can get ’em for under a dollar… Well, maybe not a dollar, but cheap, real cheap for a sport car, you know?
- Mazda Miata: This little fella, they say it’s a hoot to drive and don’t cost an arm and a leg to insure. Small, zippy, and folks seem to like it. Probably ’cause it ain’t got a big ol’ engine that’ll make you go too fast and get into trouble.
- Toyota 86/Subaru BRZ: These two, they’re like twins, almost the same car. Light, good handlin’, and again, not too crazy on the insurance. Young folks like ’em, I hear. Probably ’cause they look sporty but won’t break the bank.
- Ford Mustang EcoBoost: Now, this one’s got a bit more oomph, but they say the insurance ain’t too bad if you get the smaller engine, the EcoBoost they call it. It’s still a Mustang, looks mean, sounds good, but won’t cost you a fortune to keep on the road.
- Chevrolet Camaro 4-Cylinder: Same story as the Mustang, really. Get the smaller engine, and the insurance folks won’t be after you too hard. Still looks like a muscle car, makes you feel like a young fella again, even if you ain’t.
Now, why are some sport cars cheaper to insure than others? Well, it ain’t rocket science. Them insurance fellas, they look at a few things. First off, how safe is the car? If it’s got all them fancy safety features, they figure you won’t get hurt as bad if you have a little fender bender. And that means less money they gotta pay out. So, cars with high safety ratings, they’re cheaper to insure.
Then there’s the theft thing. If your car is easy to steal, well, the insurance folks don’t like that. They gotta pay out if it gets stolen, see? So, cars with anti-theft devices, they’re cheaper to insure. Makes sense, right?
And then there’s just the price of the car itself. If it’s a real expensive car, well, it costs more to fix it if it gets wrecked. So, the insurance is gonna be higher. That’s why them cheaper sport cars, they’re cheaper to insure. You ain’t payin’ for all that fancy stuff you don’t need.
So, if you’re lookin’ for a sport car that won’t break the bank on insurance, look for somethin’ safe, somethin’ that ain’t easy to steal, and somethin’ that don’t cost a fortune to buy in the first place. And don’t forget to shop around for insurance, too. Them insurance fellas, they all charge different prices. Gotta find the one that’s right for you.
One more thing, them young fellas, they always pay more for insurance. Don’t know why, maybe they drive too fast, maybe they get into more trouble. But if you’re an old fella like me, well, you might get a better deal. Experience, they call it. Or maybe they just figure we ain’t got much longer to live, so they don’t gotta worry about payin’ out for too long, ha!
Anyways, that’s all I know about cheap sport cars and insurance. Go find yourself a good one, and be careful out there. Them roads can be tricky, even if you ain’t drivin’ fast.
Tags: Cheap Sport Cars, Car Insurance, Affordable Cars, Miata, 86, Mustang EcoBoost, Camaro 4-Cylinder, Roadster Insurance, Safe Cars, Anti-theft Cars, Low Insurance Rates
